Buy Now With 0% Interest-Free Credit

Now buy top brands such as Ethnicraft, Conran, Polo Divani, 4 Living, Heathfield, Greenapple with interest free credit.

4 Living has teamed up with DEKO to offer you 12 months 0% APR interest free credit on any order over £500 or up to 48 months at a low rate of 9.9% APR. This means you will be able to spread the cost of your purchase over 6, 12, 24, 36 or 48 easy monthly payments (subject to status). 

Please note it is not possible to combine interest free finance with promotional or seasonal sales offer discount codes.

How it works

Just checkout online now, select finance as your payment option and complete the easy 5 minute online application that follows. You pay a deposit of between 10% and 50% and and select 6 or 12 months 0% interest free or up to 48 months with a low rate of 9.9% (Applicants need to be a over 18 years of age and be a UK resident.)

Buy Interest Free Today

To buy your items with interest free credit just select the finance payment option during checkout and complete the easy 5 minute online application that follows that is all! 

Finance Terms & Conditions

Consumer credit service is provided by Pay4Later Ltd trading as DEKO. Pay4later Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 728646). Registered offices are at 33 St Mary Axe, London, EC3A 8AG. For more information please refer to https://www.dekopay.com/faq or visit https://www.dekopay.com/ 

Finance is provided through the DEKO platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details.